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Date Archives: March 2017

Quick Realtor Tips - Neighborhood Marketing Reports Home

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March
31

  1. Meet with a real estate professional: Discuss the type of home you're looking for, including style, price, and location.
  2. The Buyer's Advantage: As the home buyer, your agent's commission is paid by the seller of the home in almost all circumstances. This means your representation costs you nothing!
  3. Get Pre-Approved: You will need pay stubs, W2s, and bank statements. Knowing what you can afford is critical to a successful home shopping experience
  4. Search for Homes: The fun part! Your agent will schedule showings and help you find the perfect home.
  5. Advanced Search: Not all real estate websites are the same. Your real estate professional has tools and systems to ensure you see every available home that meets your criteria.
  6. Make an Offer: Your agent will prepare your offer based on the price and terms you choose.
  7. Negotiation and Contract: It may take a few tries to get it just right, but hang in there. You're on your way!
  8. The Contract: In most cases the contract provides you with a timeline to obtain financing as well as time to inspect the physical condition of the home. Your real estate professional will inform you of all your rights and responsibilities related to the contract.
  9. Under Contract or In Escrow: You and the seller have agreed to the price and terms. The home is effectively held for you until closing.
  10. Final Details: Perform due diligence, order the appraisal, conduct an inspection, and review terms with the lender.
  11. Preparing for Closing: You will be finalizing your loan, reviewing documents, and discussing the findings from the inspection. Your agent will manage this entire process for you.
  12. Closing: This is the transfer of funds and ownership. A title company or an attorney typically acts as an independent third party to facilitate the closing.

The Home Buying Road Map

March
23

How an agent can help alleviate stress

Purchasing a home can be a stressful experience, whether you're a first-time buyer or you've been through the process before. But that's one of the reasons that working with a real estate professional is so worthwhile. With your agent's guidance, buying a home should be enjoyable, rather than stressful. Here are some of the more unique circumstances where your agent can make your life much easier.

Out-of-town buyers: If you're looking for vacation homes or moving to a job in a new city, there's a good chance that viewing homes will be difficult-you could be a long drive or even a plane ride away. With today's video messaging apps like Skype or Facetime, your agent can walk you through a property virtually. It's not the same as walking through in person, but it will at least give you an idea about whether a property is worth pursuing further.

When life is just too crazy: If you're just getting too busy with everything else going on in your life, a good buyer's agent should be able to recognize the situation and help you take a step back. They can suggest that you take a few weeks off from your home search to recharge, or only focus on properties that exactly fit your wants list.

Inspection issues: You're dreaming about move-in day, and then some unforeseen issues turn up during inspection. A good agent can work out those issues by negotiating a lower offer-to cover costs of repairs-or by getting the seller to fix the problem.

 

March
13

Five tips for first-time buyers

 

No matter how much time you spend on researching and educating yourself about your home purchase, it's hard to cover every detail. Here are a few tips for avoiding rookie mistakes with your first home purchase.

  1. Save as early as you can: Even if you think you're years away from buying your first home, try to start saving for your down payment. It makes a huge difference in your monthly payments, and helps avoid paying Private Mortgage Insurance.
  2. Be thorough with mortgage shopping: There are countless resources out there that can help you get the best terms for your mortgage. It may seem like a lot of work to shave less than a point off your mortgage rate, but it'll save you thousands in the long run.
  3. Consult a skeptic: You're likely to fall in love with a home, and that can make it difficult to take problems seriously. Bring along a skeptical friend or family member who can give you an honest opinion.
  4. Be patient with getting settled: You'll be anxious to make your new home your own, but take some time to see how your budget truly shakes out. In other words, hold off on big furniture purchases and remodeling projects.
  5. Make sure you're happy with the neighborhood: The house may be perfect, but don't discount the surroundings. You don't want to end up in the suburbs if you're going to miss walking to your favorite coffee shop, and you don't want to settle for the city if you're looking forward to some peace and quiet.